How MeLoan Works

WARNING ABOUT BORROWING

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:

• For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor;

• Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan;

• If you are on government benefits, ask if you can receive an advance from Centrelink:
www.humanservices.gov.au/advancepayments;

• The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Apply in only 4 Easy Steps

MeLoan offers a streamlined four-step process for online loans. Our straightforward application system lets you access the financial solutions you need without the complexity of traditional lending.

Step 1 - Apply Online

Step 2 - Application Assessment

Step 3 & 4 - Receive an Outcome and Your Funds!

Step One
Apply Online

Complete our straightforward online application in approximately 8 minutes. We only request essential information needed to assess your loan requirements and financial situation.

Your information is protected with advanced encryption technology, ensuring your personal and financial details remain secure throughout the process.

Step Two
Application Assessment

When your application is received, MeLoan will conduct a final assessment and loan structuring.

At this stage, we may request additional documentation or verification to complete the assessment process according to responsible lending practices.

Step Three Receive an Outcome

Once your application is submitted, we promptly review it for approval. You'll typically receive a response the same day you apply, often within hours.

We'll notify you via email about the status of your application, so keep an eye on your inbox for updates about your loan request.

Step Four
Receive Your Funds

After accepting your loan offer and signing your loan agreement, funds are transferred directly to your nominated bank account.

Depending on your banking institution, you may receive your funds within hours of finalising your agreement, with most transfers completed within one business day.

Too easy!

Let MeLoan Find the Right Loan for You

MeLoan respectfully acknowledges and honors the Aboriginal and Torres Strait Islander peoples as the original inhabitants and Traditional Custodians of the land and waterways across Australia. We acknowledge and appreciate their ongoing relationship with their culture, community and Country, and express our gratitude and respect to the Elders, both past and present.

Disclaimer Notice

Warning about borrowing

Disclaimer

MeLoan Australia is a trading name for Simple Finance Group Pty Ltd (ABN 70 626 186 418) and holder of Australian Credit License 509422, operates as a lender and referral service. We do not endorse any specific credit contract. Upon receiving an offer from Simple Finance Group or referral to a lending partner, we / they will evaluate your application, provide a suitable credit contract, and inform you of the outcome. Both we and our lending partners will disclose all fees, charges, and terms before any contract is entered into. We may receive a referral fee if referred to a lending partner, the amount of which is not determinable. We advise seeking independent legal and financial counsel before engaging in any financial products.
The rates and loan terms provided on this website are for indicative purposes only. Meloan, as a lender, may process applications within 60 minutes, and loan disbursement may occur immediately upon contract signing. However, the timing of fund disbursement depends on your banking institution's policies.